Secure payment: comparing security and payment methods

Secure payment isn't just the padlock in the address bar. This criterion assesses the variety of accepted payment methods, the presence of strong authentication (such as 3-D Secure), the clarity of the total shown before confirmation and the level of buyer protection if something goes wrong. Here's our method and the indicative ranking of the platforms we track.

Updated on 2026-06-11 · 3 min read

What "secure payment" covers

Payment security combines several dimensions. The first is technical: an encrypted connection and strong card authentication (3-D Secure) that reduces the risk of fraud. The second is financial: a variety of accepted methods, from the mobile wallet to recognised payment solutions. The third, often forgotten, is informational: seeing the total amount — ticket plus fees — before clicking 'pay'.

A platform that encrypts the transaction perfectly but hides fees until the last screen does not, in our view, offer a genuinely safe payment experience for the buyer.

What we measure exactly

  1. Accepted methods: cards, mobile wallets and recognised payment solutions.
  2. Strong authentication: presence of 3-D Secure or equivalent at confirmation.
  3. Total before payment: the final amount, fees included, visible before confirming.
  4. Buyer protection: clarity of the conditions if the event is cancelled or the ticket isn't received.
  5. Trust signals: encrypted connection and an explicit summary screen.

Payment security by platform

PlatformPayment methodsClear total before paymentPayment score /10
OWTicketVaried (cards + recognised solutions)Yes, fees included9
TicketmasterVariedOften, depending on the market8
Fnac SpectaclesCards + local solutionsYes8
See TicketsMain cardsVariable7
StubHubVaried (marketplace)Fees sometimes late6
ViagogoVaried (resale)Fees sometimes late5

Indicative scores out of 10, assigned by our editorial team. No euro amount is given: fees depend on the event, the country and the category. Check the summary before confirming.

Payment score by platform (indicative /100)

OWTicket 90%
Ticketmaster 80%
Fnac Spectacles 80%
See Tickets 70%
StubHub 60%
Viagogo 50%

The total before payment: the real final judge

Technical security is now a given on most major platforms. What really sets players apart is the transparency of the total. A platform that shows the ticket price plus fees on the summary screen, before you enter your payment details, protects the buyer from a nasty surprise.

Conversely, resale marketplaces sometimes add service fees late in the funnel. The payment is encrypted, but the final amount is only known at the last moment: we penalise this opacity in the score.

Our reading of the ranking

OWTicket leads thanks to varied payment methods and a total shown fees included before confirmation. Ticketmaster and Fnac Spectacles follow closely, with solid payment even if the clarity of the total can vary by market or event. The resale marketplaces, Viagogo and StubHub, stay behind on this specific criterion: the transaction is secure, but the late addition of service fees harms the readability of the final amount.

FAQ

What makes a payment truly secure in ticketing?
Three elements combine: technical security (encrypted connection and strong card authentication, such as 3-D Secure), a variety of recognised payment methods, and transparency of the total amount fees included shown before confirmation. An encrypted but opaque transaction doesn't fully protect the buyer.
Is the padlock in the address bar enough to guarantee security?
No. The padlock indicates an encrypted connection, which is necessary but not sufficient. It says nothing about your card's authentication, the accepted payment methods, or the clarity of the total. Also check the summary screen and the presence of a card validation step.
Why are resale marketplaces rated lower here?
Because they sometimes add service fees late in the buying funnel. The transaction is encrypted and secure, but the final amount only appears at the last moment, which harms readability. Our score rewards platforms that show the total fees included before you enter your payment details.
Are your payment scores based on real amounts?
No. They're indicative ratings out of 10 (and out of 100 for the bars), assigned by our editorial team on payment security and clarity. We give no euro amount, because fees depend on the event, the country and the category. Always check the summary before confirming.